Can you spend your way to Hyatt Diamond with this card via Statud match from Mlife? Through M life Rewards partnership with World of Hyatt and status matches offered by select MGM properties, you may be able to snag M life Rewards elite status with minimal effort. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. signing up for TPGs free daily newsletter, How to get to Las Vegas on points and miles, Reopened Las Vegas betting on deals as base rooms start at just $10, 8 things to know about a reopened Las Vegas, keep your points and Express Comps from expiring, 10 easiest credit card sign-up bonuses to earn, Use the World of Hyatt credit card to earn Globalist elite status. I just fully updated the article for 2019 including the Hyatt portions! This is in addition to the 10,000 points after $1,000 in spend they normally offer as well. It is simple. Theres a new method to match your way to top-tier casino status, Do Not Sell or Share My Personal Information. Im not even entirely sure if you would be eligible for this benefit considering this other ine print: Guest must have earned M life tier through spend with MGM Resorts International. Bougie Miles and CardRatings may receive a commission from card issuers. Here are the best cards for making your trip more comfortable. Responses are not provided or commissioned by the bank advertiser. Plus, as a cardmember, youll automatically receive an upgrade to Pearl status and priority check-in at MGM Resorts. Free parking? She jumped in full force and hasnt looked back. You can also earn M life Rewards points by spending on the M life Rewards Mastercard. Those rewards can be redeemed for Slot Dollars or MGM Rewards Points to use towards rooms, dining and entertainment. Earn Qualifying Night and Base Point credit toward, Book select M life Rewards properties through Hyatt, including the option to, Matched World of Hyatt status to M life Rewards, World of Hyatt member matches to M life Rewards Sapphire, Discoverist matches to M life Rewards Pearl, Explorist and Globalist match to M life Rewards Gold. elsewhere and save yourself some time and money. mLife tier credits have reset on Sept 30 every year for quite a long time. Update: Some offers mentioned below are no longer available. The customer service is horrendous. If you or someone you know has a problem gaming responsibly, please call the 24-hour Problem Gamblers HelpLine at 800.522.4700. Her focus at TPG is points, miles, loyalty and credit cards. Improve earnings, maximize rewards and track progress toward dream trips. I stayed at the MGM Grand for 3 nights and put everything on my card and expect that to be around 7 to 8000 worth of point, since everything is 3x at mgm properties. This card sucks. In addition, as an Amazon Associate we earn from qualifying purchases. Laughably low credit limits; Miles to Memories and CardRatings may receive a commission from card issuers. I got this card due to avoid any parking fees in Mlife properties. Thank you. Check the. The description above says 20,000 pts after $1000 spend and the link says 20,000 pts after $1500 spend. With the MGM Rewards card, you can earn points that can be redeemed Slot Dollars or MGM Rewards points. However, many aspects of the M life Rewards program vary by location and the earning and redeeming details and rates can be opaque. * These perks are only available to qualifying members. The IHG Traveler card does not currently offer a free night certificate. Related: Reopened Las Vegas betting on deals as base rooms start at just $10. The value of this card largely depends on how wrapped up in the Mlife ecosystem you are. For vehicles that are self-parked at these resorts over 24 hours, there is an additional self-parking fee of $18 for each . Issued by FNBO, one of the suckiest credit card companies around; The Mlife Rewards Program gives members perks and benefits based on elite status levels. 1X - Earn 1 point and 1 tier credit per $1 spent everywhere else including BetMGM deposits. Ive been trying to sign up my husband for MGM Rewards and it will not let me click the finish button. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Hello everyone, MGM Resorts International owns the MGM Rewards program. I thought the same thing initially when I first got the card a few years ago but thats not how it works. Thats if you only go to one casino a day. There are so many other entertainment and travel rewards credit cards out there that offer more benefits and higher-earning capabilities than this card. The following are the main marketing points for this card: Its no good knowing how many points this card earns unless we know what these points can actually be used for. Holiday Gift Points can be redeemed for merchandise at the MGM Holiday Gift Shoppe event. Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. Use it for purchases at MGM Rewards destinations, supermarkets, restaurants, on gas everywhere you shop. I kept it because we stay at Mirage and Mandalay Bay a lot for free parking, but not anymore. Traveling for spring break? 5 just for opening a maurices credit card today. If approved you can expect to receive your card within 7 to 10 days. As you move up in Tier Status, you earn even more Slot Dollars: Your email address will not be published. Go to the sign up page. Thanks. However, the Tier Credit earning-rate for slots and table games varies by region. We reserve the right to change your account terms for reasons described in your Cardmember Agreement. In a time where cash is king for many consumers, you may prefer to use a cash back rewards credit card. js = d.createElement(s); Fast forward to 2015 when Katie discovered the world of points and miles. We havent received any word on that just yet. MGM Rewards Pearl Status Benefits Tier credits needed reduced from 25,000 to 20,000 Complimentary tickets to MGM Rewards concerts for Pearl MGM Rewards Points and Slot Dollars will not expire for Pearl members due to account inactivity. I go to Vegas 2-3 times a year. Mlife took away my points. Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. Keep in mind that if you dont earn any points or Tier Credits for six months as a Sapphire Member or 12 months as a Pearl, Gold, Platinum or NOIR Member, they will expire. You can also earn eight Tier Credits per dollar spent with World of Hyatt hotels and resorts. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. MGM Rewards is the loyalty program for MGM Resorts, which includes 13 properties located on the Las Vegas Strip as well as additional properties around the world. A fresh start should help. Bottom Line: Your MGM Rewards elite level is determined by the number of tier credits you earn over 1 calendar year from January 1 to December 31. 3. That being said, if you fall into that category youd earn status quicker by what youre already doing than through this credit card. Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. I dont understand. That is unfortunate since it is a truly niche card, but I suspect enough people are signing up just to get the free parking. A qualifying member is one who earns the minimum number of tier credits required for each level. But, in either case, youll need to visit an MGM Resort to use your points. Call on the ICICI Bank credit card customer carenumber, 1860-120-7777, from Monday to Friday between 9 am to 7 pm. js.className = n; 1620 Dodge Street, Omaha, Nebraska 68197. Since M life Rewards has a status benefit year of Feb. 1 through Jan. 31, youll want to match your World of Hyatt status to M life Rewards in early February each year. Bilt: Redeem Points On Amazon With 50% Bonus; 1.05 [YMMV] Verizon Up Rewards Members: 50% Off Microsoft Dunkin Donuts: Free Hot Or Iced Coffee With Promo Topcashback: Get $2.50 Bonus When You Spend $15 (3/1 A Beginners Guide To Bank Account Bonuses [2021 Best Bank Account Bonuses For February, 2023. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. I easily got the 10,000 points bonus in the first month, plus some other expenses and got 12,757 points. Unless Im missing something, would any other credit cards offer credits or parking perks for MGM properties? This card sucks. MGM Rewards members can save up to 30% on their next car rental from Avis. World of Hyatt can match to a reciprocal status in M Life Rewards (and Vice-versa). I thought they were good until recently I missed one payment, only by an oversight, and now they are calling my job and a missed 30 day payment. Hi Peter, If you are new to M life Rewards, it can be confusing to determine how to earn and redeem each type of reward. ; I will not be able to make purchases or obtain cash advances while receiving Program Benefits. There is the benefit of also earning tier credits, which could be nice to top off your status, but I think this will only appeal to a very select few. A few Express Comps? Enter the following information as it appears on your application. As an MGM Rewards member, youll earn points and tier credits that will earn lots of benefits, including Slot Dollars and hotel discounts. Here are the main benefits: Automatic upgrade to Pearl status Please visitmgmrewards.comor call 866.789.6716 for MGM Rewards program rules, including earning, redemption, expiration or forfeiture of Points and Tier Credits. Under mlife rewards it states you will earn 25 tier credits (no rewards credits) for each dollar spent at MGM properties for hotel, dining, and entertainment. Earn 8x M life Rewards Tier Credits at select Hyatt hotels and resorts, Earn 5x World of Hyatt points at select M life Rewards destinations in Las Vegas, M life Rewards Sapphire matches to World of Hyatt member, Pearl matches to World of Hyatt Discoverist, Gold, Platinum and NOIR match to World of Hyatt Explorist. Learn more. So, lets take a closer look at points, Express Comps and Tier Credits. We may be compensated when you click on links from one or more of our advertising partners. Plus, your own feed of TPG content. Note that if you need your payment to be credited to your account today you must contact us. Specifically, there are five elite status tiers: Priority access for valet and taxi service, Guaranteed advance hotel and restaurant reservations, Complimentary limo service to/from the nearest airport. Transform everyday purchases into unforgettable experiences. I told the representative it was a mere oversight and they would receive a payment the following week. At regional MGM Resorts excluding Borgata, you earn eight Tier Credits per dollar spent on non-gaming spend. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Contents [ hide] 1 Card Benefits Summary 2 How Much Are Points Worth? Starting February 1, 2022 earn Tier Credits playing slots, video poker, and video lottery terminals based on length of play, average bet, and game type. M life Rewards elites earn additional bonus points, depending on status tier. Even if you arent a big gambler, you can sign up for MGM Rewards for free to earn perks anytime you try your hand at Lady Luck! Automatic upgrade to Pearl status. Please contact First Bankcard Cardmember Services at 888-295-5540 for further information. You get to skip a bunch of people in the normal person line at MGM property buffets and stand in the shorter credit card member line. MGM Rewards are used by MGM hotels and resorts. I asked them to remove my work number and use my home number for contacting. This means the sign up bonus is worth a maximum of $100 and the card earns at a maximum of 3% on M life destinations and 2% on gas & supermarkets and 1% on all other purchases. Related: Theres a new method to match your way to top-tier casino status. Subject line is $175 FREEPLAY offer What are you waiting for?. World of Hyatt members receive the following benefits from this partnership: If you have a World Of Hyatt Credit Card, you can get automatic Discoverist status and earn additional elite night credits via credit card spending. You should be able to double-dip this way by both being apart of the M life loyalty program and using the M life credit card. Earn M life Rewards Tier Credits instead of World of Hyatt Base Points for eligible stays at select Hyatt properties. Now back to zero. As far as how many Points you get for purchases, ect I think they are a bit low for what you get in return, and I do expect them to have a Premier card at some point that I would be interested in. At Las Vegas MGM Resorts, youll earn 25 Tier Credits per dollar spent on non-gaming spending. The monthly fee is $0.99 for each $100 of the Outstanding Account Balance on the date that my monthly billing cycle closes. For many, the allure of free parking and Pearl status will be a reason to consider the Mlife Rewards Mastercard, but remember that the World of Hyatt Credit Card from Chase gives you Discoverist status which can currently be matched to the same Pearl status you would receive from holding this card. Learn more about this card and its features! They asked for 2 years of taxes 2x points and tier. 2 For additional information about Annual Percentage Rates (APRs), fees and other costs, see your Summary of Credit Terms. They are extremely slow. However, M life Rewards benefits vary by region. Freeplay are basically gambling credits. MGM Rewards Status Perks Here are the perks for each tier of the MGM Rewards program that you can match to. You wont know when your charges will be approved nor the card will let you cycle the credit limit. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Given that the majority of the properties on the strip are part of the Mlife group and given that utilizing most of the rewards in myVegas (buffets and other foods, shows and other entertainment), means you are going to those same hotels/casinos (and therefore have to park somewhere) it seems like the way to go to me. 3 Status 3.1 Pearl Status 3.2 Gold, Platinum & Noir Status 3.2.1 Annual Cruise Benefit 4 Our Verdict Card Benefits Summary PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Please review privacy and security policies when visiting third party websites. Priority Hotel Check-in at M life Resorts No Annual Fee No Foreign Transaction Fees Mlife Rewards Mastercard Earnings Which is the best way to spend $200 in Borgata Atlantic city? The way I understand it is 3 the Tier credits. If you boost your status during the year, you will enjoy the new status for at. I posted this as a reply to a different comment a few months ago. Here is our review of the Mlife Mastercard updated for 2020! We didnt risk the wonderful times we had there do to covid last year. If you want to call them for payments you can do so at this number: (888) 295-5540). The information on this page may contain links to other websites. NOT A SINGLE LATE PAYMENT AND ALWAYS 2 WEEKS EARLY AND ONE FUCK UP ON THERE PART AND THEY TOOK MY BALANCE FROM $2800 TO $900. Youll earn 3x points and tier credits at M life Rewards Destinations 2x points and tier credits spend on gas and groceries 1 point and tier. Excludes Michigan Disassociated Persons. This site does not include all credit card companies or all available credit card offers. This is the worst bank ever to get a credit card from. And, Tier Credits are how you requalify for tier status. Find the right card for you. Good luck and I hope you can make it back to the U.S. soon! The points can be used for Express Comps on property as well as for FREEPLAY. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. For example, if you have premium status with another casino loyalty program, you may want to wait to join. Not coming back. Venture earns 2X Miles on all purchases plus 5X with Capital One travel. How hard is it to get approved for FNBO cards? Unfortunately the Mlife Rewards Mastercard isnt going to win any huge award for innovation, butit could be good for someone enveloped in the Mlife ecosystem. The main reason Im considering it is for the free parking via Pearl status, and that it has no annual fee. 1 Mlife point is equal to 1, regardless of whether you use it for an express comp or freeplay (although this obviously isnt nearly as good as cash). Your MGM Rewards Tier will remain at least Pearl Status and your points will not expire, as long as your account remains open and in good standing. If you are staying with MGM or gaming at an MGM property, you might as well join M life Rewards. Useless to me. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. As an MGM Rewards member, youll be able to earn 4 types of rewards on top of your tier credits. For more information on our advertisers, see here. Just get the mlife credit card automatically pearl status Edited: 3:33 pm, March 28, 2022 Reply Report inappropriate content Alex V Minneapolis. So, check with the M life Rewards desk at your destination for a complete list. Finally, due to COVID-19, elite status benefits have been extended through Jan. 31, 2022. Further information is available in our FICO Data Privacy Policy. Bonus points are similar to. I received it in the mail yesterday and activated it. (World Of Hyatt Credit Card gives members Discoverist Status), Military Appreciation Program offers active duty, vets and their spouses complimentary Pearl Status, Earn status the old fashioned way by racking up enough Tier Credits, Earn Points and Express Comps Redeemable at all M life Rewards Destinations, Exclusive Access to Mobile Check-In via MGM Resorts Mobile App, Personalized Offers and Room Discounts on mlife.com, Extended Expiration of Rewards Points (as long as you maintain Pearl or better your points will not expire), Priority Hotel Check-in Line at the Front Desk, Complimentary Valet Parking at Las Vegas Destinations, Priority Access for Valet and Taxi Service, Annual Complimentary Cruise for Qualifying Members on Royal Caribbean or Celebrity Cruises, Guaranteed Advance Hotel and Restaurant Reservations, Complimentary Limousine Service to/from Nearest Airport with Hotel Stay. Manage your account online to check balances, view transactions, make payments and more. It comes with the following benefits: There are three other status levels that are higher than Pearl, their names followed by tier credits required and benefits are: The benefits arent amazing on any of the tiers, unless youre gambling a lot and earning a lot of points/express comps in which case the bonus multipliers can be very useful. Cant imagine how they would ask for that infothought I was applying for a Mortgage! Hope that helps! Email needed if you'd like comment updates. If you continue to use your current browser some functionality may no longer be available to you. Track SBI Credit Card Application Status Online | SBI Card Home > Personal > Apply > Track Credit Card Application Track your Credit Card Application Track or retrieve your SBI credit card application Track Application Retrieve Application Check status of your card application Application / Reference number FAQs - Track credit card application You could try contacting MGM Rewards directly to see if they will make an exception or you can re-gain status through a status match if youve got status with another casino program, Hyatt, Royal Caribbean, or Celebrity Cruises. I converted those to express comps and its $127.57. Their customer care says its his problem and they wont fix it. No responsibility will be taken by the bank advertiser for these comments. MGM Rewards members can save up to 25% off ticket prices and have access to preferred seating for select Cirque du Soleil performances. 670 . Please view our advertising policy page for more information. It is so obvious MGM is a company just living off the fumes of what Kerkorian created. The landlord of Rio Hotel & Casino in Las Vegas has revealed plans to renovate the off-Strip property and take charge of daily operations. As an MGM Rewards member, you can receive special discounts and benefits at all Cashman Photo Enterprise locations at MGM Resort properties in Las Vegas. I was told it was being removed immediately only to receive a call the very next day asking for a payment. For example, if you book a category 1-4 or 1-7 free night award night prior to 8:00 a.m. CT, March 28, 2023, for a stay that occurs on March 28, 2023 or after, the current Award Chart will apply. This site does not include all credit card companies or all available credit card offers that are on the market. Youll earn Tier Credits on most spending with M life Rewards. My original plan was to reach the gold status via $32.5k grocery spend. FREEPLAY is like electronic cash that you can use to play on your favorite slot machines or video lottery terminals. All Rights Reserved. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Cannot be combined with Extra 10% everyday discount or employee discount. I also play the myVegas slots through FB. No longer comes with the free night though. Meanwhile, the M life Rewards tier status benefit year is Feb. 1 through Jan. 31. Yes, MGM Rewards points expire after 6 months without activity (earning Slot Dollars or Tier Credits) for Sapphire members. IHG Premier Business - 140,000 IHG One points after spending $3,000 in the first 3 months, plus a . If you'd like to add a comment to this article and share your valuable feedback and opinions, please Level Contributor 420 posts 2 reviews 7. Specifically, since M life Rewards points are worth one cent each, this means youll get a return of 3% at M life Rewards destinations, 2% on gas and supermarket purchases and 1% on everything else. But we will see how the dust settles when it is all said and done. Would be a good card if it worked! wWuld love to hear how I can sign up. Id question how often youd actually use that benefit, if youre staying in Vegas most things on the strip are walking distance (and you wouldnt want to self drive anyway). 2. Check the status of your credit card application. As mentioned in the marketing material these points can be redeemed for FREEPLAY or Express Comps. is a location independent digital nomad who has traveled full time since June 2017. Amazing. In addition to the Las Vegas hotels you may be familiar with, there are MGM properties across the U.S. and in China and Japan. (Although Circus Circus is owned by MGM Resorts International, it is not a participating M life Rewards destination and therefore is not part of this relationship. Las Vegas Rio Resort Casino to Undergo Major Makeover, Rio Ballpark Returns, Vegas Lottery Proposal & Newest Vegas Casino Tour, Chase Southwest Cards Get Pay Yourself Back Feature, Wow! That makes the current welcome offers: IHG Premier - 175,000 IHG One points after spending $3,000 in the first 3 months, plus a free night each year on your anniversary. Mlife currently offers an extremely generous status match promotion allowing elite members from other casino programs to receive a comparable tier match (even if theyre existing members.). Is Opening A Bank Account A Soft Or Hard Pull? Length of complimentary cruise and amount of Cruise Credit is based on guests recent M life play. And, if you're a Chase customer already, you can log in online and use the "application . You can also status match from your MGM Rewards status to World of Hyatt status (and vice versa). In the afternoon I went to Nordstrom to buy some shoes and the transaction was declined twice. This includes popular Las Vegas hotels like Aria, Mirage, Mandalay Bay, and MGM Grand. More details on software and accessibility are available at WebAIM.org. Enter the following information as it appears on your application. In this review we will look at the pros & cons of this card and see if its worth applying for. These cookies enable a website to remember information that changes the way the website behaves or looks based on your preferences or actions. http://www.mgmresorts.com/hyatt/. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. To do so, simply add your M life and Hyatt rewards number to your reservation and opt to earn M life Rewards Tier Credits at check-in. Amount was approx $200. So, Im not sure of they close inactive accounts, or what. This card offers a sign-up bonus of 10,000 points when you spend $1,000 in your first three billing cycles. If youd like a card that earns bonus points at gas stations, consider the Marriott Bonvoy Business American Express Card also earns 4x points at U.S. gas stations. But, if you reach a higher status tier at any time, youll enjoy those benefits at least one year. Six months later they close my account. Opinions and recommendations are ours alone. At this point, I am upset. Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. Been an Mlife member for years and have excellent credit. M life Rewards points are worth 1 cent each and can only be redeemed through the M life Rewards program. 4As of 822022 Purchase APR. Compare the cost in points or miles to cash, and see which option is best. All the perks of Sapphire membership, along with: How to Earn Elite Qualifying Tier Credits, Also Read:2022 Caesars Rewards Guide (Plus Earning and Redeeming Tier Credits, Rewards Credits and Benefits), MGM Rewards Points (earned on slot play, all gambling, hotel, dining and MGM Mastercard)- Cannot be redeemed for FREEPLAY, Mlife Rewards Guide: Maximize Rewards with Partners, MGM Rewards Las Vegas Hotels List- Eligible for World of Hyatt Points and Stay Credits, Mlife Rewards Guide: Partners Royal Caribbean and Celebrity Cruise Lines, Mlife Rewards has five main elite status levels, 2022 Caesars Rewards Guide (Plus Earning and Redeeming Tier Credits, Rewards Credits and Benefits), Aria Club Lounge Upgrade Offer on Comped Stay, UPDATE Status Through 2025! Uber Cash and Uber VIP status is available to Basic Card Member only. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Royal Caribbean Crown and Anchor Society Members and Celebrity Captains Club members can status match to MGM Rewards tier levels by visiting an MGM Rewards desk. And, if you have Explorist or Globalist status, you can avoid resort fees on your trip to Las Vegas. 10,000 points ($100) when you spend $1,000 in the first 3 billing cycles. Mlife Status Match to Gold or Platinum + World of Hyatt Status Match (2022), Mlife Tiers: Tier Credit Requirements for M life rewards Elite Status Sapphire (entry level). Another major cruise line hikes drinks package costs sharply but there's a twist. Our points-obsessed staff uses a plethora of credit cards on a daily basis. 1X - Earn 1 point and 1 tier credit per $1 spent everywhere else including BetMGM deposits. I think it makes more sense to wait for a free night offer to return. Know your account is protected with Zero Liability, Fraud Monitoring and more. You have been banned for the following reason. Best Current Credit Card Sign Up Bonuses & View Your Pre-Approved & Pre-Qualified Credit Best High Yield Savings Accounts up to 5.00% Shopping Cart Trick 2023 Get Credit Cards Comenity Bank Credit Cards 2023: A List, Best Cards Chase $600 Checking + Savings Bonus (Available [Expired] Citi $300/$700/$1,500 Personal 3x points per $1 spent at M life Rewards Destinations, 2x points per $1 spent on gas and at supermarkets, Sign up bonus: 10,000 points after spending$1,000 in the first 3 billing cycles, Priority hotel check-in at M life Rewards Destinations, Automatic upgrade to Pearl status which includes, Complimentary self-parking at Las Vegas M life Rewards Destinations, Buffet line pass at Las Vegas M life Rewards Destinations, Points earned on the M life Rewards MasterCard can be redeemed for FREEPLAY or Express Comps for use towards rooms, dining, and entertainment, Express comps are basically considered resort credit, if something can be charged to your room then it can be paid with an express comp. We'll run a soft credit check to find special offers, but it wont affect your credit score. So, its generally best to use your Express Comps soon after you earn them. The first time I went to use it, it was declined.